At Good Finance, your loan options are more. We offer both the loan option to take out a credit, as well as you can take out a quick loan with us. We strive to offer you the best loan option on the market. Therefore, the first 30 days are interest-free and fee-free if you are a first-time customer with us.
You have the option of borrowing up to DKK 15,000 at a time. It only takes a few minutes to apply for a loan option. Just click on our loan calculator below. Then you can have your money in your account within one business day. See what our other customers say about us at Trustpilot.
- Borrowed DKK 15,000 free for 30 days
- Apply in 1 minute
- Have the money within 3 hours
- Quick and easy online application
WHAT ARE MY LOANS?
Once you have decided to borrow money for a given reason, you probably have more options at hand. You can choose to go to the bank and borrow money. Maybe your need is not so great and a family member might be able to help you. If, on the other hand, you have to borrow money right now and then, an online loan option may be the right one for you.
At Good Finance, we offer two loan options. You can choose between taking out a credit or taking out a quick loan. There are several things to consider when deciding which loan options are best for you. Read more about loan options here:
- Loan Calculator Calculate what your loan will cost you through our loan calculator
- Best Loans Through the loan calculator you will find the best loan for you
- Loan DKK 5,000. Loan a small reward quickly when the need arises
- Loan 10,000 kr. Choose between cash credit or quick loan
How much can I borrow?
Before you can decide whether to choose one or the other loan option, you must decide how much money you want to borrow. Always remember to be realistic about the amount and do not borrow more money than what your need is. If you take out a quick loan, you as a first-time customer at Good Finance can borrow up to 4,000 kroner. Going forward, you will be able to borrow up to DKK 10,000 on a quick loan. If, on the other hand, you choose to take out a credit, you can borrow up to 15,000 kroner, regardless of whether you have been a customer with us before or not.
When can I receive the borrowed money?
In January 2017, new government legislation was passed regarding online loans. Therefore, if you choose the repayment loan option, you must be prepared for a longer waiting period before the money is in your account. It is true now that a conditional reflection period of 48 hours has been inserted. So when you apply for the loan, after 48 hours, you must approve your loan selection again, and only then as a loan provider can we review your application and hopefully approve your loan.
On the other hand, if you take out a credit, you just have to approve your loan request when you apply for it. So there is no reflection time here. We will process your application within three hours and the money will be sent to your account. However, if you apply for a loan during the weekend or outside our opening hours, please note that we will then review your application within one working day.
In order for us to offer you our loan options, there are a number of requirements that you must meet. To become a borrower with us you must:
- be at least 21 years of age
- have a Danish CPR no
- have a Danish address
- have a Good Finance
- have an active email address
- have a Danish telephone number
- have a Danish bank account
- is rated creditworthy by Good Finance
Why is it my age requirement?
It is a legal requirement that you must be 18 years of age and thus be of legal age before you can apply for a loan. Here it does not matter what loan option you wish to take advantage of. Neither banks are eligible to lend you money until you are 18 years old.
With an online loan provider, you will often find that the age requirement is set to, say, 21 years, just as we have done. There are several reasons for this. Many young people between the ages of 18 and 21 are still studying, and this is often linked to a low income. Therefore, to ensure that you do not get a loan that you do not have the option to repay, we have set the age limit to 21 years.
Why do I need to provide my CPR number?
The reason we ask you to provide your CPR number is because we can do a credit rating on you. With your social security number we can check if you are registered in the RKI or the debtor register. At Good Finance, we have a policy of not offering our loan options to those who are registered as bad payers.
APPLICATION PROCESS FOR YOUR SELECTED LOAN OPPORTUNITY
Whether you choose to take out a credit or to apply for a mortgage, the application process is the same. We have done what we can to make the process as simple as possible in the hope of providing you with the best possible loan experience. That is why we have written down the six steps that you as a borrower have to go through in order to take out a loan with Good Finance
- Click on the loan calculator above and then choose between the two loan options credit or a quick loan.
- Choose here the amount you want to borrow.
- Now enter the following information about you: CPR number, email, phone number, monthly payment and bank account.
- Read our loan terms and accept them.
- Confirm your loan application with Good Finance